What Information Does Your Social Security Number Give?

Can someone steal your identity with just your name?

“The short answer is no,” says Eva Casey Velasquez, president/CEO of the Identity Theft Resource Center.

“However, your name and address could be used as a gateway to steal your identity.” In this article, learn four ways that gate might be opened..

How do I know if someone has taken a loan out in my name?

Here’s how to find out if someone opened a credit card in your name:Pull your credit reports. You can get your TransUnion credit report for free from WalletHub. … Check your reports in detail. … Consider a credit freeze. … Contact the credit card issuer.

What if my scammer has my Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

How do I lock my SSN?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. “You’ll need to enter your personal data, take a quiz, enter document data, and then get your results,” says Katie Gampietro Burke, CFP and founder of Wealth by Empowerment.

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.

Can someone steal your identity with the last 4 digits of your Social Security number?

So it’s no surprise that researchers at Carnegie Mellon University found predicting the first five numbers is relatively easy. … The Social Security Administration didn’t switch to random number assignments until 2011, meaning a fraudster can steal your identity using your state, date of birth, and the last four digits.

What information can be found with a Social Security number?

It also includes personal information (name, date of birth, sex, date of death, date of filing, relationship to the SSN holder, entitlement to benefits on another SSN, benefit amount, and payment status) and, if applicable, information about a representative payee, disability entitlement, workers’ compensation offset …

Can someone access my bank account with my Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

Is it safe to give last 4 digits of SSN?

The more your number is out there, the greater the risk of identity theft. Guard the Final Four. Although most widely used and shared, the last four digits are in fact the most important to protect. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued.

Are you responsible if your identity is stolen?

You have limited liability for fraudulent debts caused by identity theft. Under most state laws, you’re not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission. Under federal law, the amount you have to pay for unauthorized use of your credit card is limited to $50.

What can a scammer do with my Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

Does your social security number tell your age?

The Serial Number, itself, doesn’t say anything about your location or age that the Group Number and Area Number don’t already say, although since they are assigned consecutively, they could potentially reveal your relative age within a Group and an Area.

How would you know if someone has your Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.